Identity Theft & Scams

 

Identity Theft Protection

 

Identity theft is one of the fastest growing crimes. It occurs when someone steals personal information such as your Social Security card or driver’s license and uses it to establish credit by applying for loans or credit cards or even attempting to withdraw money from your account. The following are some tips on how to protect your best asset – your identity:

 

  • Auto Loans (New and Used)

  • Boat Loans (New and Used)

  • Motor Homes/Travel Trailers (New and Used)

  • Motorcycles (New and Used)

  • Mortgage Loans (Purchase and Refinance)

  • Home Equity Loans

  • Home Improvement Loans

  • Vacation Loans

  • Signature/Personal Loans

  • Line of Credit (Fixed or Variable)

  • Farm Equipment (New and Used)

  • Shares or CD Secured (Fixed or Variable)

 

Postel Family takes identity theft very serious and it is our commitment to do everything possible to protect your personal information. If you ever have any questions or concerns, please contact us immediately.

 

 

"Smishing" Scam Targets Credit Unions via Text Messaging

 

Credit unions across the country are reporting that their member's are receiving unsolicited text messages. It's an attempt at Smishing, the latest form of phishing. In Smishing, an e-mail tries to lure a recipient into giving personal information via SMS, the communications protocol used to send text messages to a wireless device. The recent scam is targeting credit union and other financial institution members.

 

In smishing, the members receive a text message via cell phone warning that their bank account has been closed due to suspicious activity. It then tells them they need to call a certain phone number to reactivate the account.

Unsuspecting callers who dial the number provided in the text message will be taken to an automated voice mail box that prompts them to key in their credit card or debit card number, expiration date, and PIN to verify their information.

Unsuspecting callers who dial the number provided in the text message will be taken to an automated voice mail box that prompts them to key in their credit card or debit card number, expiration date, and PIN to verify their information.