Deposit Rates

 

The following rates were paid for the most recently ended dividend period(s) and are not guaranteed for any future dividend periods.

Rates are calculated on each level accordingly. Balances are calculated on an average daily balance. Any annual percentage yield assumes dividends will remain on deposit for at least one year. A withdrawal will reduce earnings.

Revised:  07/18/2017

 

  Rate APY*
Regular Shares (Savings) - Quarterly    
All Balances 0.10% 0.10%
Share Drafts (Checking) - Monthly    
Avg. Daily Balance < $1000 n/a n/a
$1000 and over 0.05% 0.05%
Money Market - Monthly    
Avg. Daily Balance < $10,000 0.10% 0.10%
Avg. Daily Balance $10,000 & over 0.10% 0.10%
IRA Shares - Quarterly    
Paid Quarterly 0.25% 0.25%
Health Savings - Monthly    
Paid Monthly 0.25% 0.25%
Christmas Club - Monthly, Paid Nov. 15th    
Up to $2500 1.00% 1.00%
Over $2500 0.10% 0.10%

 

 

Certificate of Deposit Rates (Regular and IRA)

 

 

Effective 01/03/2018

Minimum balance required: $1,000. All certificates are compounded monthly. Interest penalty for early withdrawal of principle. The annual percentage yield assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily.  1X Rate Bump-Up Feature on all Certificates.

 

 

                                                    $1,000 and Above                                 REGULAR                                       IRA              

 TERM APR APY* APR APY*
90 Days 0.35% 0.35% 0.35% 0.35%
6 Months 0.75% 0.75% 0.75% 0.75%
1 Year 1.40% 1.41% 1.40% 1.41%
18 Months 1.45% 1.46% 1.45% 1.46%
2 Year 1.55% 1.56% 1.55% 1.56%
3 Year 2.00% 2.02% 2.00% 2.02%
4 Year 2.10% 2.12% 2.10% 2.12%
5 Year 2.40% 2.42% 2.40% 2.42%

 

 

* APR - Annual Percentage Rate