Fees & Charges

Share Accounts
Minimum Balance to Open $25.00
Membership Fee FREE
Excessive Withdrawal Fee (each)
(more than five monthly)
$1.00
Negative Balance Fee $25.00
Share Draft Accounts
Minimum Balance to Open $25.00
Monthly Service Charge FREE
Stop Payment (per order) $25.00
Insufficient Fund Check (NSF)(per draft) $25.00
Overdraft Transfers $1.00
Check Copies (each) $2.00
Account Activity Printouts (per page) $0.50
Telephone Transfers FREE
Telephone Inquiries FREE
Temporary Checks (each) $0.10
ATM/Debit Card Service Fees
Visa Check Card Annual Fee FREE
Transaction at CU ATM FREE
Transaction at Foreign ATM $1.00
Insufficient Fund Withdrawal $25.00
Miscellaneous Fees
24/7 Telephone Account Access FREE
Internet Account Access FREE
Fax - Incoming FREE
Fax - Outgoing Local FREE
Fax-Outgoing Long Distance (1pg) $1.00
(for each additional page) $0.25
Money Orders (each) $1.00
Travelers Cheques $1.00 per 100
Travelers Cheques for 2 $1.50 per 100
Cashiers Checks $2.00
Deposited Checks Returned $5.00
Statement Duplication $1.00
Research/Reconciliation (per hour) $15.00
Notary Services FREE
Wire Transfer - Incoming FREE
Wire Transfer - Outgoing - Domestic $15.00
Wire Transfer - Outgoing - Foreign $40.00
Account Closure (within 6 months) $5.00
Returned Mail $1.00
Xerox Copies (per page) $0.10
Check Cashing Fee $5.00
Loan Fees
Return Loan/Visa Payment Fee 25.00
Delinquent Loan Payment
(10 day grace period)
5% of amt due
Visa Overlimit Fee $10.00
Visa Reissue $6.00
Visa Late Payment Fee Same as loans
Visa Return Check Fee $25.00
MC/Visa Cash Advance FREE
Loan Extension Fee $10.00

Revised:  12/07/2007